Lenderskia from Gdańsk is one of the oldest loan companies operating in Poland. You can read about new products that appeared in the company’s offer, a high loan available for regular customers in the following material.
From the moment when I described the activities of the Optima company in the blog, it took some time, so I decided that it was time to check what changes appeared in their offer. One of the main changes is the possibility of applying for a non-bank loan of up to PLN 20,000.
Optima via the Internet – under this name I had the opportunity to write for the first time about the activities of Optima. Today I will focus on presenting the main news that appeared in the offer of this Gdańsk company. These major changes are definitely high amounts of available loans, reaching even PLN 20,000 and extended repayment period even up to 24 months.
Transparent borrowing costs
what in particular drew my attention when after a long time I looked at the Optima offer, it is definitely specified borrowing costs. Each person, after entering the company website, has the opportunity to learn the exact cost of loans. No matter if we are interested in a small loan in the amount of PLN 500-1000, or much larger in the range of PLN 10 or 20 thousand, then after introducing the loan repayment period, we can know the exact costs we will have to incur by signing a loan agreement via Optima. In calculating the costs, both the total cost of the loan, the amount of the preparation fee, the commission as well as the monthly installment were included.
New client up to PLN 6,000
when applying for a loan in Optima, you must know that although the company offers high loan amounts, a limit of PLN 4,000 applies to new customers. People who confirm their income by means of a certificate of income have a chance to obtain up to PLN 6,000 as part of the first loan. Larger amounts of loans up to PLN 20,000 are available for subsequent loans, provided the previous loan is repaid on time.
The loan offer without BIK
As we can read on the company’s website, listing in the BIK register or not having any other currently repaid loans, does not constitute an obstacle on the way to obtaining a loan in Optima. It is also necessary to complete a 18-year cash loan and have a valid ID card. The amount of loans granted entirely via the Internet can reach a maximum of 6000 PLN.a